Who we are

We are family owned regional property and casualty independent insurance agency. We have clients all across the state of Texas with our focus on south central Texas. We insure clients all across the great state of Texas from Austin to Victoria and Houston to San Antonio and everywhere in between.

  • We are licensed to sell all lines of insurance products in the State of Texas. We believe no client is too small or too large.
  • We specialize in rural clients, and farm and ranches.             
  • Auto, home, business insurance

Serving Texans Since 1976  

Learn More

We have two main locations.

Yoakum and Victoria Texas

  • Established in 1976, our Corporate office is located at 410 Lott Street Yoakum Texas 77995.
  • In 2000 we expanded in Austin Texas. For over 10 years we maintained offices in the Austin metropolitan area. Today we serve a large number of clients in the Travis, Williamson and Hays county from our corporate office in Yoakum Texas
  • In 2004 we opened our Victoria location at 3109 E Mockingbird Ln, Victoria Texas 77904

No matter where you live in central Texas, we have an amazing and friendly staff here to assist you.


Meet Your Friendly Yoakum Team

Bobbie Garcia

Senior Insurance Consultant

Courtney Contreras

Insurance Consultant

Eddie Carter

Managing Partner


Meet Your Friendly Victoria Team

Brenda Chamrad

Insurance Agent

Sara Ratcliffe

Insurance Agent

Craig Carter

Managing Partner

Austin Metro

Meet Your Friendly Austin Metro Team

Bobbie Garcia

Senior Insurance Consultant

Courtney Contreras

Insurance Consultant

Eddie Carter

Managing Partner

Call Now

If you are looking for outstanding customer service, great products and competitive prices, give us a call.  


Big or Small we have something for everyone

Farm and Ranch Insurance

With our corporate office in rural Yoakum, we have become very familiar with farm and ranch properties. Let us help you with your particular needs. 

Auto Insurance

Are you paying too much for your youthful drivers? Is your coverage adequate for your family? No auto insurance needs are the same. Let us review your needs with you.

Home Insurance

Your home is your castle. Is it protected? What would you do if your home was destroyed tomorrow? Are you sure you have all the coverage you need? We can tailor your coverage to your needs.

Business Insurance

There is nothing like owning your own business. Coverage for business and commercial ventures don't scare us. Let us review your business needs with you to make sure you are getting what you pay for.

Life Insurance, Medicare Supplements, Health Insurance

Don't leave your family with a huge pile of debt. Let us help you plan for your families future. If you are over the age of 65, we have a wide range of Medicare supplement selections to suit your needs.

Employee Benefits

Are your employees happy with the benefits you provide them? Are you paying too much for your coverage? We can help you tailor your employee benefits to your financial goals and your employee needs. Let us show you how we are different and how we can help. Our sister company Carter's Benefits is here to help!

Managing Team

Meet the Partners of our corporate team

carroll Carter

Carroll Carter

Ruth Carter

Ruth Carter

Vice President

Eddie Carter

Managing Partner,
Yoakum Team Leader
Craig Carter

Craig Carter

Managing Partner,
Victoria Team Leader


Corporate Contact 

use menu for specific locations


410 Lott Street, Yoakum Texas 77995


+1 (800) 890-1142

Your message has been sent. Thank you!